Simple calculations.

A simple calculations. I still remember Daniel telling me about his friend who is studying actuarial, starts calculating their expenses. I will now start to calculate how a normal guy or girl go trough their life. It is fun to do a bit of calculations.

An average lifestyle of a university graduates.
Graduates at the age of 22 years old.
Look for a job. If lucky, got a suitable job at age of 23. Start from low level because only GOT Bachelor Degree. Salary around 4000 bucks a month.
Later on... Having 'FUN' working. Get scolded... Get OT(Over time)... Get lesser holidays... Get experiences... Get competitions... Get worries... Get pay... Get cars + Get house = Get A LOT OF LOANS... Wahsei.. What also get!! NICE right??

Okla.. After 2 years of working. Got a raised. Add another 400 bucks (Provided if you are very lucky.)
Since got a raised. Eat better. Live better. If possible, get new car to drive(heavier loan). Now age 24, got more stuff to get. Get a wife... Get some savings... Get insurance... Get credit cards... Maybe Get kids... More stuff to "GET". Sweeter life.....

Now is for the lucky 20% of the people, GOT PROMOTED after another 3 years working. Oh My God!! Salary has being increased again. Double up. 8800 bucks. What to do?
That is something you will need. Get bigger house(New loan again)... Now add expenses for a whole family. All these at age of 27.

Usually after promotion, you will have to work for another 10 years? That is for another lucky 20% to get promoted again. This time, age of 37. Salary will be around 25k bucks per month? However, the children going into university. Educations are not cheap nowadays. Plus other UNSEEN expenses.

AND life goes on....................... (Always full with calculations and learning on how to get enough money to lead a normal life)

Well, the normal life I had mentioned, provided if you are the lucky 20% for a few times. Provided if you can find the job you want. And also provided if you can get that pay.

The question is "When to retire?" When the children step into the society and start working? But they will be going trough the process again. Unless, they are some of the lucky 20% again for a few times. Then you can retire early.

Better don't think about it right? So, enjoy your life now and being fed by your parents till you go trough the CYCLE of LIFE.

What if things don't go so well? What if accidents happen during the cycle? What if..... Things just happen out of nowhere.....